About Us
Learn about our journey, our founder, and our mission to transform lives through financial empowerment.
Our Journey
Founded in 2017
Our 501(c)(3) nonprofit began by providing hygiene essentials to homeless individuals, but quickly realized that lasting change required more than meeting immediate needs.
Evolved Through Understanding
Every person we served had a financial story; their credit was destroyed by their circumstances and the barriers to housing seemed insurmountable. So we shifted from crisis response to prevention.
Focused on Solutions Today
Now we empower individuals through financial literacy and credit counseling to achieve housing stability.
Driven by Vision
We serve the “hidden homeless,” a population often missed in traditional counts because they are not living on the streets but are instead staying with family or friends, in extended stay hotels, or on the verge of eviction. Our programs help them build the financial foundation needed to secure permanent housing.
Community Outreach
Meet the Founder
Ericka Cameron-Carr
Founder & Executive Director
For years, Ericka has studied the systems that shape financial stability, including credit, housing, consumer finance, and economic mobility. What began as a personal search for answers evolved into a passion for helping others understand and navigate those same systems.
Known for her curiosity and determination, Ericka has a knack for breaking down complex topics into practical, easy-to-understand guidance. She believes that many people are not lacking motivation or ability. They simply are not aware of the tools, resources, and opportunities available to them.
She often describes herself as the person who finds the “crawlspace” when everyone else is looking at the front door as the point of entry. Whether researching a problem, finding a solution, or uncovering a new opportunity, her goal stays the same. Identify a pathway, map it out, and make it easier for others to follow.
Today, Ericka leads initiatives focused on financial education, credit literacy, and housing stability. Through Jo-Anne's House, she helps individuals gain the knowledge and confidence needed to make informed financial decisions and build a stronger future.